Senior Credit Officer

Responsibilities:

Credit Risk Management

• Timely review and assessment of 100% new customer applications
• Maintain updated credit limits, payment terms, and risk ratings
• Conduct periodic reviews for key and high-risk accounts

Accounts Receivable & Collection

• Reduce Debtor Days (DSO) and overdue receivables
• Achieve on-time collection targets (monthly)
• Minimize bad debt exposure and write-offs

Business Support

• Provide credit recommendations to support sales growth with risk control
• Support order release decisions based on credit status
• Participate in customer engagement for resolving payment issues

Reporting & Analysis

• Deliver timely reports on: AR aging & Overdue accounts
• Customer risk profile
• Identify trends and recommend improvement actions

Compliance & Governance

• Ensure 100% compliance with credit policy and approval matrix
• Maintain complete and accurate documentation
• Support audit readiness and governance standards

Qualification and/or experience required:

• Bachelor’s degree in finance, Accounting, or related field
• 5–8 years’ experience in credit control / AR / collections

Preferred qualifications and experience:

• Experience in manufacturing / construction / B2B industry
• Strong understanding of: credit evaluation, receivables management, collection strategies, financial statement basics, invoicing and dispute resolution.
• Familiar with LC, SKBDN, bank guarantee, or financing instruments
• Experience with ERP systems (SAP/Oracle) and advanced Excel

At NS BlueScope our success comes from our people. We choose to treat each other with trust and respect. We understand that the range of perspectives that result from having a diverse and inclusive workplace will strengthen NS BlueScope’s capability for continued and sustained business success.