Compliance Lead (Onsite in Medan)

As Topremit is a leading remittance service company in Indonesia, it is very important for us to make sure everything is secure and in compliance with the law. Not only do we talk about business permits but also about transactions that happen through our platform. The Compliance and Legal department takes part to ensure that accountable decisions are taken at the right level and function in the organization, and that the individuals making those decisions are suitably informed about the level of legal risk inherent within the decision.

What You Should Have

• Bachelor’s degree in Law or a related field.
• Minimum 3 years of experience in Compliance, AML/CFT, or Regulatory Affairs, preferably in remittance, fintech, or payment institutions.
• Strong understanding of Bank Indonesia and PPATK regulations.
• Proficient in English and Bahasa Indonesia (written and spoken).
• Demonstrate excellent analytical, communication, and leadership skills.
• High ethical standards, strong integrity, and exceptional attention to detail.
  
  

What You'll Contribute On

• Develop, implement, and maintain the company’s Compliance Management System, including policies, SOPs, and monitoring mechanisms to ensure operational integrity.
• Ensure company-wide compliance with Bank Indonesia regulations, AML/CFT requirements, and other applicable financial and legal obligations.
• Act as the primary liaison with regulators (Bank Indonesia, PPATK, and other authorities), managing all regulatory reporting, correspondence, and audit processes.
• Oversee and strengthen KYC/CDD and EDD procedures to ensure proper customer onboarding and ongoing monitoring of users, partners, and third parties.
• Conduct regular compliance and risk assessments related to money laundering, terrorism financing, fraud, and sanctions to identify and mitigate potential exposures.
• Review and approve new product features, partnerships, and business initiatives from a compliance perspective, ensuring risks are identified and managed before launch.
• Lead compliance training and awareness programs across departments to foster a culture of integrity and accountability.
• Provide periodic compliance reports and strategic recommendations to management and the board to support informed decision-making.